Valdorian Age - Rising Power on the Frontier
Ashram Fallow is both the name of a person and a business. Ashram Fallow is one of the usurers who keeps his office in Coins Depart. His practices are typical to usurers in Lowtown. The person borrowing coin must either provide some form of collateral (preferably a lease) or sign an agreement stating that Ashram Fallow can sell the person into slavery if they default on the loan.
The interest rate Ashram Fallow charges is 20% and repayment terms are negotiable. Ashram Fallow makes loans to gamblers on the condition they repay upon winning back the coin; otherwise they have defaulted on the loan.
Ashram Fallow’s office is covered with well-stripped bones of fish and chicken.